As a token of sincere appreciation for members’ ongoing support, AFPMBAI is pleased to offer FREE Daily Hospital Income Benefit (DHIB) to eligible regular members. This benefit provides financial assistance of up to One Thousand Pesos (Php 1,000.00) per day for hospital confinement, up to a maximum of 45 days.
Eligibility Criteria
- Regular members in active service with an in force MBAI Protek or Old Basic Insurance policy
- Retired regular members with an active MBAI iProtek policy
To qualify for the 2024 DHIB Assistance, hospital confinement must occur between 01 January 2024 and 31 December 2024, and be verified by a physician. The MBAI Protek Basic Insurance Plan of the regular member must be active during the confinement period.
Required Documents*
- Narrative summary or Medical Abstract signed by the attending physician, including the duration of hospital confinement
- Original and photocopy of the AFPMBAI ID, Service ID, or National ID with three (3) specimen signatures and a contact number
- Latest payslip (from the month of hospital confinement)
- Duly accomplished DHIB Claim Form
- Special Power of Attorney, if processed by the member’s authorized representative
- Police/NBI Report, Final Spot Report, or Accident Report from the Immediate Commanding Officer for accident-related hospital confinements
- Driver’s license, if the member-claimant was the driver in an accident-related hospital confinement
*To be submitted by members or their authorized representatives after hospital discharge
Exclusions
- Outpatient care
- Hospital confinement for physical checkup, diagnostic purposes, or pregnancy-related checkup
- Pregnancy (including childbirth, miscarriage, or abortion) and all complications arising therefrom
- Injuries or illnesses that are self-inflicted, caused by suicide attempts, or incurred during the commission of a crime
- Rest cures, custodial domiciliary, or convalescent care
- Cosmetic surgery or surgery for beautification purposes
- Functional disorders of the mind related to substance abuse, drug addiction, or alcoholism
- Injuries sustained while under the influence of alcohol or drugs
- STDs
- Provoked assault
- Atomic explosion, nuclear fission, or radioactive gas exposure
DHIB Claim Forms may be downloaded from the website at bit.ly/AFPMBAIForms.
Requirements may be submitted to AFPMBAI Customer Service through email at mail@afpmbai.ph or at an AFPMBAI Office near you (see branch directory at bit.ly/AFPMBAILocation).