P200,000 & BELOW |
5.5% |
More than P200,000 up to P3M |
7.0% |
More than P3,000,000 up to P4M |
7.5% |
More than P4M up to P5M |
8.0% |
– 70% of collateral’s appraised value
– Actual requirement
– Paying capacity
Collateral Documents
For Purchase of Lot/House and Lot/Condominium Unit
For Construction Loan
*All documents must be certified by an Architect or Civil Engineer
For Refinancing/Loan Take Out
P200,000 & BELOW |
5.5% |
More than P200,000 up to P3M |
7.0% |
More than P3,000,000 up to P4M |
7.5% |
More than P4M up to P5M |
8.0% |
25 – 46 years old |
To be paid in 20 years |
47 – 50 years old |
To be paid in 15 years |
51 – 55 years old |
To be paid in 10 years |
56 – 59 years old |
To be paid in 5 years |