Motorcycle insurance is just as important as the rest of your road safety equipment.
MotoOne is a Comprehensive Motorcycle Insurance that covers the cost of repairs, replacement, medical bills for anyone injured in an accident, and even the cost of repairing any property damaged in an accident.
Own Damage and Theft
This coverage will pay for repairs or replacement of your motorcycle, up to the insured value, if it is damaged or stolen.
Acts of Nature
This coverage will protect your motorcycle from damage caused by natural disasters like floods, typhoons, and earthquakes. We will reimburse you for the cost of repairs and even the replacement of your motorcycle in case of a total loss.
Third Party Bodily Injury
If you are involved in an accident causing bodily injury to a third party, this coverage extends beyond the mandatory CTPL insurance, shielding you from legal liabilities.
Third Party Property Damage
If you're involved in an accident that causes damage to third-party property, this coverage will protect you from financial responsibility. We'll cover the cost of repairs or replacement of the damaged property up to the policy limit.
Riots, Strikes and Civil Commotion
Covers the repairs costs to your motorcycle due to strike, riot, or civil commotion.
TeleMedicine Access
Enjoy convenient access to medical advice from licensed doctors anytime, anywhere with our 24/7 unlimited TeleConsultation access.
CTPL or Compulsory Third Party Liability
This coverage protects you from legal liabilities arising from bodily injuries caused to third parties due to an accident involving your motorcycle, up to Php 100,000.
Loss of Use
If your motorcycle is being repaired due to damages covered by MotoOne, we'll reimburse up to Php 500.00 per day* for a maximum of 15 days for transportation expenses.
*Starts on the fourth (4th) day following report of claim and/or surrender of unit to repair shop for repair.
R2V or Return to Value Gap Insurance
Add-on cover that pays the difference between its original invoice value versus its value at the time of loss, in case of a Total Loss due to accidents.
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