Armed Forces & Police Mutual Benefit Association, Incorporated (AFPMBAI) is an organized mutual benefit association that provides security, protection and meaningful financial solutions for the uniformed services of the Philippines and their families. Members hail from the Armed Forces of the Philippines, the Philippine National Police, the Bureau of Fire Protection, the Bureau of Jail Management and Penology and the Philippine Coast Guard to name a few.
VISION
By 2025, AFPMBAI will be the undisputed leader and the industry standard among mutual benefit associations to fulfill the needs of its members and their families.
MISSION
To provide members and their families comprehensive insurance, opportunity for lifetime financial security, and significant social services.




AFP Mutual Benefit System (AFPMBS) was created by virtue of a Letter Directive from the Headquarters of the National Defense Forces.
Armed Forces of the Philippines Mutual Benefit Associaion, Inc., formerly AFPMBS, was incorporated as a non-stock, nonprofit corporation. Basic Insurance coverage of AFP started with a death benefit of P3,000.00.
Launched additional insurance plans: Whole Life, 20 Pay Life, and 10, 15, and 20 Year Endowment Plans
Introduced the 20- year Anticipated Endowment Plan.
Changed the AFP Basic Insurance from Group Term to a combination of Group Term and permanent Whole Life Plan with Disability Benefit rider
Launched Members Educational Assistance Loan (MEDAL)
Ground-breaking was done
Opened the Salary Loan program to members.
Implemented a higher Real
Achieved P15 Billion on its 50th Anniversary
Launch the MBAI Protek. Higher Separation/Retirement Fund: Member’s Equity + Interest





