
As a token of sincere appreciation for members’ continuing support, AFPMBAI is pleased to offer the FREE Daily Hospital Income Benefit to members who are hospitalized due to sudden illness, duty-related injuries, or accidents.
Eligibility Criteria
- Regular members in active service with an in-force MBAI Protek or Old Basic Insurance policy
- Retired regular members with an active MBAI iProtek policy
Required Documents*
| 1. | Copy of Medical Records
Complete Medical Record, consisting of the following:
If the Complete Medical Records are unavailable, the applicant may submit a Narrative Summary / Clinical Summary / Clinical Abstract / Medical Abstract or equivalent documents containing the following information:
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| 2. | Photocopy of AFPMBAI ID/Service ID or any government-issued ID (with 3 specimen signatures and contact #). |
| 3. | Duly accomplished DHIB Claim Form |
| 4. | Additional requirements for accident-related hospital confinement:
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| 5. | In the absence of a notarized SPA, the authorized representative shall submit the following:
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| 6. | Proof of the member’s account (e.g. photocopy of the member’s ATM or printed screenshot/photo of the member’s GCash/other E-Wallet verified account) as the preferred disbursement method. |
| 7. | For online applications, please include a selfie picture holding your valid ID and ATM |
* The above documents obtained after discharge from the hospital shall be required to be submitted by the affected regular member or his/her authorized representative.
Exclusions
- Outpatient care
- Hospital confinement for physical check-up or diagnostic purposes or pregnancy related check-up
- Pregnancy (including childbirth, miscarriage or abortion), and all complications arising therefrom
- Injuries or illnesses which are self-inflicted, caused by suicide attempt or incurred as a result of or while participating in the commission of a crime
- Rest cures, custodial domiciliary, or convalescent cares
- Cosmetic surgery, and surgery for purpose of beautification
- Functional disorders of the mind in relation to substance abuse, drug addiction, or alcoholism
- Injury sustained while under the influence of alcohol or drugs
- Sexually transmitted diseases
- Provoked assault
- Atomic explosion, nuclear fission, or radioactive gas
DHIB Claim Forms may be downloaded HERE.
Requirements may be submitted to AFPMBAI Customer Service through email at mail@afpmbai.ph or at an AFPMBAI Office near you (see branch directory at bit.ly/AFPMBAILocation).



